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Daily FI discussion thread – April 15, 2019


Please use this thread to have discussions which you don’t feel warrant a new post to the sub. While the Rules for posting questions on the basics of personal finance/investing topics are relaxed a little bit here, the rules against memes/spam/self-promotion/excessive rudeness/politics still apply!

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Since this post does tend to get busy, consider sorting the comments by “new” (instead of “best” or “top”) to see the newest posts.


Someone answered:

41K net worth gain in 9 months on one full and one part-time income. Feels good. I think we might be able to make it to 65K at the one year mark. (bonuses, spouse starting full time work).

Spreadsheet day is so much fun. Really injects some purpose into these days that we have to grind out.

Someone answered:

My last day at my previous position ended with a clusterfuck of a 26 hour shift (including sub 2 hours of cat napping). I figured I rang as much OT out of them as I could before my switch over to a salary position with normal people hours.

Gave up some good benefits like a company car and gas card, got a small salary increase (~136 hours of OT), but I don't have to wake up at 3:45 in the morning and go to sleep between 7-9. I can do things in the evening! Also a shorter commute, with fewer fast food options on the way home so I don't waste way too much eating out every month.

Someone answered:

I just realized $4 of the student loan interest I paid in 2018 is non-deductible. FML. I thought I had optimized that shit. That's like $0.48 of tax refund that I'm not going to get now.

My dreams of early retirement are over 🙁