Personal Finance advices
Question My mother in law is 75 and newly retired. She is getting by with social security and small Pention for living expenses. She also received a 20,000 check from her former employer. She wants to ...Continue reading
Question Hi all, Asking this on behalf of my mum. She just received a letter from Moorcraft stating that she has to pay them £35. She was worried and didn’t want to pay without checking in case it was ...Continue reading
Question My father recently passed away and I was going through his old paperwork. I found 3 AT&T stocks from 1979 and 1 from 1980. Does anyone know how I can go about cashing them in or finding ...Continue reading
My partner (legally married) and I plan to file our taxes separately and want to apply for healthcare separately also. Do we have to combine our incomes on our healthcare applications? My partner would potentially qualify for subsidized insurance thus saving us money overall. Thanks!
Question EDIT: To clarify my intentions: For those that aren’t savvy with tax laws, etc. (people like me) there are questions about financial autonomy after a legal marriage. If we weren’t married my partner would get the benefit ...Continue reading
I’ve been having a tough time getting a straight answer on what my company’s 401k match is. Can someone help be decipher this line I found deep in the employee handbook?
Question Basically the title. I earn 34k a year as a admin assistant in a surgeons office. Ive been here for almost two years and started contributing 5% of my income a few months ago to the 401k. ...Continue reading
I’m paying down my student loans aggressively while I live at home. I’m at the point where I have enough in personal savings to pay them off. Should I do it, or is there a benefit to continuing my payments?
Question If I continue making my payments the way I’m making them, I anticipate having them paid off 100% in the next six months anyway. My average interest rate is 3.86%. Is there any benefit to me continuing ...Continue reading
Question After an interview, I was presented the company’s pension scheme and it struck me as incredibly unfair to their younger employees. The company doubles “core contributions” but the amount varies depending on your age. **Age** | **Your core contribution** | ...Continue reading
Question My wife’s employer does not offer a 401k plan so she has $0 contributions to a 401k for 2018. She does have a side gig that will that she will receive a 1099 for and we have ...Continue reading
Question The smartest thing I can think of is to just wipe out the credit card debt. Anybody have any better ideas? Only ask because when I deposited the check, one of the bank managers said I had ...Continue reading